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New to Medicare – Common Medicare FAQ
In our previous post we discussed some items that can help you determine what options may be best for you.
Today we will go over some of the common FAQs associated with Medicare.
Frequently Asked Questions about Medicare
Can I get my health care from any doctor, other health care provider, or hospital with Original Medicare?
In most cases, yes. You can go to any doctor, health care provider, hospital, or facility that is enrolled in Medicare and accepts new Medicare patients.
Are prescriptions covered in Original Medicare?
With a few exceptions, most prescriptions aren’t covered in Original Medicare. You can add drug coverage by joining a Medicare drug plan (Part D).
Do I need to choose a primary care doctor if I have Original Medicare?
No, in Original Medicare you don’t need to choose a primary care doctor.
Do I have to get a referral to see a specialist if I have Original Medicare?
In most cases, no. In Original Medicare, you don’t need a referral, but the specialist must be enrolled in Medicare.
Should I get a supplemental policy?
You may already have employer or union coverage that may pay costs that Original Medicare doesn’t. If not, you may want to buy a Medicare Supplement Insurance (Medigap) policy.
I’m not satisfied with my medical care. What should I do?
The quality of care and services offered by plans and other health care providers can vary. Medicare has tools that rate the performance of many plans.
Am I covered if I travel outside of the United States?
Plans usually don’t cover care you get outside of the U.S. Some may cover emergency care.
When can I make changes to my coverage?
You can make changes to your Medicare health or prescription drug coverage during Annual Enrollment Period, each year from October 15–December 7. Any changes you make will take effect on January 1 of each year. If you kept your existing Medicare health plan or prescription drug plan and they made any cost or benefit changes these would also take effect on January 1 of each year.
Depending on your situation, there may be other times when you can change your Medicare health or prescription drug coverage.
This is not an inclusive list of all questions with Medicare but does it include some of the most common.
Its important to take your time and get your questions answers related to your specific situation.
What additional questions do you have?
Let’s take the time to set up a personal individualized session to review your situation and get all of your questions answered– take the time to connect with me.
Remember, Medicare is confusing – but you aren’t alone in this journey. I’m here to help. 🙂
In our next post we will share 7 Things You Should Consider with Medicare.
Got questions? Lets get them answered.
